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Historic credit card debt looms over Americans

Americans who had no savings before the pandemic are now experiencing financial stress as a result of inflation, rising interest rates, and the end of pandemic-related aid. This has led to historic credit card debt, with Americans accumulating over $1.05 trillion on their credit cards in the third quarter of 2023. The average interest rate was around 21.5 percent, which is the highest since the Federal Reserve began monitoring credit card rates in 1994. A recent report from credit rating company Moody’s revealed that current credit card delinquencies far exceed 2019 levels, adding to the financial burden faced by many Americans.

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Overall, this content covers a wide range of topics and interests and offers valuable insights into financial challenges faced by many Americans today.

By Editor

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