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Expansion of General Liability Coverage in AXA XL’s U.S. Mid-Market Insurance Business

AXA XL’s U.S. Mid-Market insurance business is introducing a new XL Plus broadening endorsement to enhance its general liability coverage for mid-sized businesses. This endorsement provides over two dozen expanded protections that go beyond the base policy, covering additional risks that were previously not included. Some of the expanded protections included in the XL Plus endorsement are coverage for damage to rented premises, automatic additional insured status, blanket additional insured agreements, and an extension of bodily injury coverage to include mental anguish.

Chris Fallon, head of U.S. Mid-Market Product & Analytics at AXA XL, emphasized the importance of continuously reviewing coverage to address the evolving risks faced by mid-size clients. By offering a broadening endorsement, mid-size clients can benefit from a more comprehensive insurance package, reducing potential gaps in coverage and enhancing their financial protection against a wider range of risks.

In addition to this move by AXA XL, its Mid-Market team is expanding its client offering in the U.S. by underwriting private equity and general industry insurance businesses and establishing a dedicated underwriting team to cater to the insurance needs of mid-sized construction businesses. This demonstrates the company’s commitment to providing tailored insurance solutions to mid-sized businesses in the U.S., through ongoing innovation and expansion of its product offerings.

By offering expanded protections and addressing evolving risks, AXA XL aims to support mid-size clients in managing unforeseen events and enhancing their financial protection against a wider range of risks than ever before.

By Samantha Jones

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